Patriot Bank Privacy Policy for Consumers

Last Revised: 3/2021

FACTS	WHAT DOES PATRIOT BANK, N.A. DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and income
Transaction history and account balances
Transaction or loss history and payment history When you are no longer our customer, we continue to share your information as described in this notice. | | How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons PATRIOT BANK, N.A. chooses to share; and whether you can limit this sharing. |

Reasons we can share your personal information	Does PATRIOT BANK, N.A. share?	Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes —
to offer our products and services to you	No	We don’t share
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes —
information about transactions and experiences.	No	We don’t share
For our affiliates’ everyday business purposes —
information about your creditworthiness	No	We don’t share
For our affiliates to market to you	No	We don’t share
For non-affiliates to market to you	No	We don’t share

Questions?	1-888-PATRIOT (1-888-728-7468) or go to http://www.bankpatriot.com/

Who we are
Who is providing this notice?	PATRIOT BANK, N.A.

What we do
How does PATRIOT BANK, N.A.
protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PATRIOT BANK, N.A.
collect my personal information?	We collect your personal information, for example, when you:

Open an account or apply for a loan
Deposit money or use your credit or debit card
Pay your bills

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | | Why can’t I limit all sharing? | Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes— information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. |

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies.

PATRIOT BANK, N.A. does not share with our affiliates. | | Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
PATRIOT BANK, N.A. does not share with our non-affiliates so they can market to you. | | Joint Marketing | A formal agreement between non affiliated financial companies that together market financial products or services to you.
PATRIOT BANK, N.A. doesn’t jointly market. |